Ski Travel Insurance

Ski Travel Insurance

Many new people are going skiing each year and need to buy or upgrade their ski travel insurance to include ski or winter sports cover. If this is you then this page is a small guide to the general differences between normal and winter sports insurance.

Main difference

The main and most obvious difference is that the insurance policy will then cover you when you are taking part in ski activities, whether you are learning to ski or just general skiing in the mountains. Ski insurance is basically a standard travel policy with the added more dangerous activities associated with skiing.

More specific ski travel insurance cover

There are basically 5 more benefits on your policy:-

Off piste cover - If you venture off the pistes and stay within the resort boundaries you are normally covered to take the off piste routes. (pistes are the general area of resorts marked by specific coulered markings). please check your policy to make sure you are covered.

Piste Closure - If the lifts and runs are not open you are covered under ski insurance up to the maximum amount payable in the policy terms. If the weather is really bad or there is a problem on the pistes you can claim to reduce the loss to you.

ski hire - If you loose your equipment, it is stolen or damaged you are covered for ski hire up to the amount on your policy. Or if your equipment is delayed on way to your resort then you can also claim back any ski hire costs.

Ski pack - If you become ill then any ski hire costs maybe able to be reclaimed, this is the same with your lift pass. If you loose your lift pass then you maybe able to claim up to the amount on your policy for the loss.

Ski equipment - What happens if you loose, damage or your own or ski hired equipment is stolen? You have a maximum amount on your policy to claim for if your equipment is under 5 years old.

Snowboarding insurance

Many new people are going snowboarding each year and need to buy or upgrade their travel insurance to include snowboarding or winter sports cover. If this is you then this page is a small guide to the general differences between normal and snowboard insurance.

Main difference

The main and most obvious difference is that the insurance policy will then cover you when you are taking part in snowboarding activities, whether you are learning to snowboard or just general snowboarding in the mountains. Snowboard insurance is basically a standard travel policy with the added more dangerous activities associated with snowboarding.

More specific snowboard insurance cover

There are basically 5 more benefits on your policy:

Off piste cover - If you venture off the pistes and stay within the resort boundaries you are normally covered to take the off piste routes. (pistes are the general area of resorts marked by specific coulered markings). 

Piste Closure - If the lifts and runs are not open you are covered under snowboarding insurance up to the maximum amount payable in the policy terms. If the weather is really bad or there is a problem on the pistes you can claim to reduce the loss to you.

Snowboard equipment hire - If you loose your equipment, it is stolen or damaged you are covered for snowboard hire up to the amount on your policy. Or if your equipment is delayed on way to your resort then you can also claim back any snowboard hire costs.

Snowboard pack - If you become ill then any snowboard hire costs maybe able to be reclaimed, this is the same with your lift pass. If you loose your lift pass then you maybe able to claim up to the amount on your policy for the loss.

Snowboarding equipment - You have a maximum amount on your policy to claim for if your equipment is under 5 years old.